Real estate appraisal services for homeowners in the city of Harrison Twp and Macomb County
Here are the top seven reasons MI homeowners call on Appraisal Alliance, Inc:
Do you own a house in or near Harrison Twp? Do you need help deciding the value of your real estate?
At Appraisal Alliance, Inc, we understand the particular needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Appraisal Alliance, Inc are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.
Need to cancel PMI?
A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Appraisal Alliance, Inc is experienced in helping clients just like you rid themselves of unneeded and unwanted PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in an area that is declining or is not appreciating as much as other properties nearby. This only means you're going to pay higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Appraisal Alliance, Inc is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Appraisal Alliance, Inc can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.